When to Assign a Sensitive Insurance Claim to a PI
Not every insurance claim needs an investigator. But when the facts are unclear, the exposure is high, or the circumstances feel off, waiting too long to investigate can create costly problems.
Prague · Czech Republic · Europe
Prague's Premier
Private Detective
Agency.
35+ years uncovering the truth for insurers, lawyers, businesses and individuals across the U.S.A., Czech Republic and the European Union
35+
Years experience
1000s
Cases handled
Multilingual
Multilingual team
Licensed
Czech Republic
What we do
Our Services.
From covert surveillance to corporate intelligence, every case is handled with discretion, attention to detail, and strict legal compliance.
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Surveillance Services
Surveillance Services
Discreet field surveillance carried out by experienced mobile teams operating across the Czech Republic and the wider European Union. We deliver covert photographic and video evidence, time-stamped activity logs, and detailed observation reports prepared to evidentiary standards. Every operation is planned around clear client objectives, conducted in full compliance with Czech and EU privacy law, and documented so findings can be relied upon by insurers, lawyers, HR functions or the courts.
- Mobile & static surveillance teams
- Covert photo, video & audio (where lawful)
- Activity, lifestyle & cohabitation checks
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Insurance Fraud Cases
Insurance Fraud Cases
Independent claim verification and SIU support for European insurers, reinsurers, TPAs and self-insured corporations. We handle bodily injury, disability, motor, property, liability and travel claims, combining covert surveillance, activity of everyday living, (AOE) checks, neighborhood inquiries, social-media analysis and witness interviews. Every assignment is scoped to your indemnity question, run by experienced investigators, and reported with admissible evidence that supports settlement, denial or referral to law enforcement.
- Bodily injury, disability & AOE checks
- SIU & special investigations support
- Motor, property & liability claim verification
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Corporate Investigations
Corporate Investigations
Confidential investigations into internal fraud, employee misconduct, theft of trade secrets, kickback schemes, conflict-of-interest situations and competitive intelligence threats. We combine discreet interviews, digital evidence preservation, financial-flow analysis and targeted field work to give boards, general counsel and HR a clear, defensible picture of what happened, who was involved and how to remediate. Reports are designed to support disciplinary action, civil recovery or criminal referral as required.
- Internal fraud & misconduct investigations
- Pre-employment & executive vetting
- Competitive intelligence & IP protection
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Legal & Litigation Support
Legal & Litigation Support
End-to-end investigative support for law firms, in-house legal teams and individual litigants. We locate witnesses and serve process across the EU, conduct background checks on opposing parties, trace assets for enforcement of judgments, and collect evidence to a standard admissible in Czech and European courts. Engagements are typically run under attorney-client privilege, with structured chain-of-custody, sworn statements where required, and final reports tailored to the procedural needs of the case.
- Witness location & EU-wide process serving
- Asset tracing for judgment enforcement
- Court-admissible evidence & chain of custody
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Enhanced Due Diligence
Enhanced Due Diligence
Enhanced due diligence on individuals, companies and beneficial owners for banks, fintechs, investors, law firms and corporations entering high-risk transactions. We go beyond database screening: human-source enquiries in Czechia and the wider EU, court and insolvency record reviews, sanctions and PEP analysis, adverse-media research, ultimate-beneficial-ownership mapping and reputational profiling. Reports are red-flag-led, source-referenced, and structured to support onboarding, KYC/AML obligations, M&A decisions and counter-party risk reviews.
- UBO mapping & corporate structure analysis
- Sanctions, PEP & adverse-media screening
- Reputational & integrity due diligence
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Data Intelligence
Data Intelligence
Open-source and digital intelligence to support investigations, risk reviews and incident response. Our analysts perform structured OSINT collection across the surface, deep and dark web, monitor leak sites and threat-actor forums, preserve digital evidence (websites, social media, forums) in a forensically sound manner, and investigate online fraud, impersonation and brand abuse. Our reports combine raw intelligence with analyst commentary, link analysis and prioritized recommendations so clients can act quickly and defensibly.
- OSINT collection & link analysis
- Dark-web & leak-site monitoring
- Digital evidence preservation & online fraud
Who we work with
Insurance Companies · Law Firms · Corporations · Government Agencies · Private Clients
Latest insights
From the Exero Group blog
Top Red Flags in Sensitive Workers' Comp Claims
Workers’ compensation claims are an essential part of protecting employees who suffer legitimate workplace injuries. However, not every claim is as straightforward as it first appears. Some cases contain inconsistencies, unusual circumstances, or behavioral indicators that sugges
How Exero Group Handles Sensitive Insurance Claims
Published by Exero Group s.r.o. - Prague, CZ
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In confidence.
Every intake is reviewed directly by a senior investigator. We respond within 24 hours.